Travelers usually overlook or just don’t mind getting travel insurance when going on a trip. They often think that they don’t need to get one but the fact is we must.
When we travel, there are potential risks to our health and even our life. Be it on the road while riding a bus, train, or even an airplane. We don’t know when an accident might happen or when do we get sick.
Everyone who travels must get insurance, yes it’s maybe an additional cost and might not be on your budget at the moment but you will later thank yourself for getting one if you find yourself in a situation that you may need to use it. We must always consider the following potential benefits.
Medical Emergencies
Usually, travel insurance can cover medical care and transport. Some may even include medical evacuations if adequate care is not available at a local hospital.
Loss, Damage, or Theft
Yeah, you read it right and it can happen to anyone anytime. Some of the insurance can cover your personal belongings that got lost, damaged or stolen during a trip. This would be very useful especially if you are often bringing important and expensive items such as cameras, laptops, and even your passport.
Personal Accident or Liability
If you have insurance and got injured during your holiday trip, you or your loved ones will be entitled to compensation. There may also be some insurance that can cover to pay the damages you have done to anyone that you hurt or any property.
In case of death due to an accident, while traveling, your beneficiary will be able to get a sum of money. This may not be a pleasant thought but there are cases that the benefit will cover the cost of transporting your remains back to your home country if you were to pass away on your trip.
Getting insurance for our trip in the case of unforeseen events could be one of the best ways to make sure it will not be ruined by expensive emergency bills or sudden expenses. There’s a lot of travel insurance company that can offer protection against a range of unforeseen events.